Calculators and planners for practical first-pass analysis.
Use focused tools to compare scenarios, estimate financing impacts, evaluate real estate decisions, and organize planning questions before the next conversation.
Each tool is built around a specific decision question, so the result is easier to explain, compare, and pressure-test.
Available tools
Results are estimates for planning purposes and should be verified before making financial, tax, legal, lending, or real estate decisions.
1031 Exchange Planner
Estimate exchange requirements, replacement targets, boot exposure, and key 45-day and 180-day deadlines.
Sale → Exchange → Replacement TargetCap Rate Calculator
Compare a property's net operating income to price or value before deeper underwriting.
NOI ÷ ValueDSCR Calculator
Evaluate whether property income appears sufficient to support annual debt service.
NOI ÷ Debt ServiceCash-on-Cash Return Calculator
Estimate annual cash flow return relative to the cash invested in a deal.
Cash Flow ÷ Cash InvestedLoan Payment Calculator
Estimate payment, add-ons, loan amount, purchase price support, and rate-stress scenarios.
Payment + FinancingFuture tools
Rental Property Analyzer
Evaluate income, expenses, financing, and investment performance in one combined analysis tool.
Full deal viewHold vs. Sell Calculator
Compare the long-term financial impact of retaining or selling an asset.
Hold or sell?Fix & Flip / Rehab Profit Calculator
Estimate project profitability using acquisition, renovation, financing, holding, and resale assumptions.
Project profitLease vs. Buy Calculator
Compare the long-term cost and flexibility of leasing commercial space versus ownership.
Lease vs. ownHospitality Investment Analysis
Evaluate lodging, short-term rental, and hospitality scenarios using operational assumptions.
Operating modelAssisted Living Financial Planner
Estimate long-term care funding needs, asset drawdown, and income sustainability scenarios.
Care runwayBusiness Acquisition Analyzer
Evaluate purchase price, financing structure, projected cash flow, and return scenarios for small business acquisitions.
Buy a businessDesigned for the first serious pass.
ChoiceOwl tools are built to help users organize assumptions, compare outcomes, and decide whether a scenario deserves deeper review.